Build Wealth,
Brick by Brick
Beyond rates, I provide expert guidance to navigate your mortgage and strategically grow your home equity. Let's build your financial future, together.
5* rating by Canadian homebuyers
Your personalized mortgage strategy
Can you become wealthy by saving 0.1% in mortgage interest?
The answer is NO. If you're simply looking for the lowest possible rate and do not care about long term planning for wealth generation, I am not the RIGHT PARTNER for you.
A Different Approach to Home Financing
My approach is suitable for families who understand that true value comes from strategic, personalized mortgage planning.
Beyond the Rate
I focus on the total cost of borrowing, not just the interest rate. My clients understand that the lowest rate doesn't always mean the lowest cost.
Long-Term Partnership
Unlike transactional brokers, I build relationships that last through multiple properties and life stages, providing consistent strategic advice.
Equity Building Strategy
Every recommendation is made with a focus on building your equity position and overall net worth, not just getting you approved.
Lender Selection Expertise
With access to over 50 lenders, I match you with the institution whose policies and products truly align with your financial goals.
"I don't sell mortgages. I build financial partnerships that helps families create lasting wealth through strategic property financing."
Specialized Services for you.
My approach is tailored to professionals who value long-term financial strategy over simply chasing the lowest rate.
First-Time Buyers
Guidance through the complexities of first-time home purchases with a focus on building equity from day one.
Self-Employed Professionals
Specialized solutions that understand the unique income structures and documentation of business owners.
Property Investors
Strategic financing to maximize returns on investment properties and build a sustainable portfolio.
High-Net-Worth Individuals
Sophisticated mortgage strategies that complement comprehensive wealth management plans.
Mortgage Options
There are multiple options available, and I focus on aligning the solution to fit your financial goals.
Fixed Rate Mortgage
Lock in your rate for the entire term. Your payment amount stays the same for the entire term.
- Predictable payments
- Protection from rate increases
- Easier budgeting
- Peace of mind
Variable Rate Mortgage
Your rate fluctuates with market conditions, but your payment amount typically stays the same.
- Lower initial rates
- Potential for savings
- Flexible conversion options
- Lower penalties for breaking
Adjustable Rate Mortgage
Your rate and payment amount changes with market fluctuations based on the prime rate.
- Lowest initial rates
- Payment adjusts with rate changes
- Good for rising income scenarios
- Potentially lower overall cost
Not sure which mortgage option is right for you?
Book a Free ConsultationMortgage Calculator
Plan your budget with our easy-to-use mortgage calculator. Adjust the values to see how different factors affect your monthly payments.
Your Mortgage Details
Canada's Trusted Mortgage Partner
At Canuck Mortgage, we've been helping Canadians achieve their homeownership dreams for over two decades. Our team of mortgage professionals is committed to providing personalized solutions with transparency and integrity.
Unlike banks that offer limited options, we work with over 50 lenders to find you the best rates and terms. Whether you're a first-time homebuyer, looking to refinance, or investing in properties, our expert advisors are here to guide you through every step.
Why Choose Us?
- ✓Access to 50+ lenders for the best possible rates
- ✓Personalized mortgage solutions tailored to your needs
- ✓Streamlined application process with less paperwork
- ✓Ongoing support throughout your mortgage term
- ✓No fees for standard residential mortgage services
$10M+
Mortgage Volume
Total volume processed for our clients
15+
Happy Clients
Homeowners who found their perfect mortgage
5/5
Customer Rating
Perfect rating from happy customers
20+ Years
Experience
Working in the industry
Our Partnerships
We're proud members of the Canadian Mortgage Brokers Association and partners with Canada's leading financial institutions.
Wall of ❤️
Don't just take my word for it. Hear from homeowners across Canada who found their perfect mortgage with me.
"Gaurav helped me get my mortgage. He is very knowledgeable and was able to find a good lender that fit my specific situation (recently self-employed), which really sets him apart from other brokers I met. He is very friendly and easy to reach. Loved doing business with him, would recommend to anyone needing a mortgage."
Leonardo Brito
First-time Homebuyer
"Gaurav is an amazing mortgage agent. He helped me and my husband from the start to make the process extremely easy. I really liked the part where he is was patient and never made us rush through any decision. He goes out of his way to get the best deal for his clients. Really happy with having him as our mortgage agent for our first time home purchase!!!"
Carol Dennins
New immigrant
"Gaurav was great, helped us secure an excellent mortgage rate for our renewal. Process was smooth and he followed up at each step to make sure things were progressing correctly."
Jessica Goodsell
Homeowner
Frequently Asked Questions
Get answers to common questions about mortgages in Canada. If you can't find what you're looking for, our team is always here to help.
Join the tribe focusing on generating wealth
I amd here to help you find the perfect mortgage solution for your dream home.